Get Pre-Approved

Getting pre-qualified for a mortgage allows you to shop for a new home with confidence. It can help you narrow your home search to only those that fit your loan amount need. And it demonstrates to sellers and Realtors® that you are serious about purchasing a home.

Do your research
Get an idea of the kind of loan you might want. Use an online affordability calculator to determine how much you should spend on a home.
  • Conventional fixed-rate mortgage
  • Conventional adjustable-rate mortgage
  • VA fixed-rate mortgages, if you qualify
  • Jumbo mortgages, if applicable

Gather your paperwork

Having your most up-to-date documents on hand will help the process go smoothly.
Some of the documents you might need are:
  • Pay stubs
  • W-2 information
  • Tax returns (particularly if you are self-employed)
  • Bank statements
  • Information on other assets (retirement or mutual funds, stocks, etc.)

Contact a Professional

If you need a reference for a mortgage broker, please check out my resources page for a number of great options!

Feel free to reach out to one of my preferred Mortgage Brokers from my Mortgage Resources blog page.